Verified List of Banks in Chad (2026 Update)
Official Name: Republic of Chad
Capital City: N'Djamena
Currency: Central African CFA franc (XAF)

Continent: Africa Country: Chad Total Banks: 9
Our records for Chad currently show 9 verified banking institutions, primarily based in and around N'Djamena. This listing was last cross-checked against primary sources during the 2026 audit cycle.
Chad reports a public debt-to-GDP ratio of approximately 24.6%, against an unemployment rate of 1.10%. Foreign exchange reserves equal roughly 6.05% of GDP, indicating a limited external liquidity buffer relative to economic output. These reserves are pooled at the BEAC (Central African Monetary Union) rather than held independently.
Direct SWIFT connectivity among Chad's 9 listed banks stands at 100%, corresponding to a 'Integrated' classification meaning the vast majority of institutions settle cross-border payments directly rather than through intermediary correspondent banks.
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✓ Verified: This entry was personally compiled and reviewed by Milan Ignjatovic using primary sources.
Founder & Sole Curator, Bankinfobook | Master Manager of ICT · Graduated Economist
Last Data Review: January 1, 2026
