Official Name: Kingdom of Bhutan

Capital City: Thimphu

Currency: Ngultrum (BTN)

Bhutan National Flag

Continent: Asia Country: Bhutan Total Banks: 5

As of our 2026 review, Bankinfobook has verified 5 banking institutions operating in Bhutan, most based in or near Thimphu.

Foreign exchange reserves equal roughly 33.42% of GDP, indicating a substantial external liquidity buffer relative to economic output. Bhutan holds 0.30 tonnes of gold reserves, a hard-asset buffer factored into its broader financial resilience profile. The average income level sits at approximately 198.00 USD, relevant context alongside the country's banking infrastructure. BOB bank is recognized as the largest commercial bank serving Bhutan.

Bhutan's banking sector shows roughly 100% direct SWIFT/BIC connectivity, corresponding to an 'Integrated' classification under the Bankinfobook Financial Connectivity Index.

Looking for more details on SWIFT codes? Explore our comprehensive guide to SWIFT Codes Explained.


ADB bank

SWIFT: ASDBPHMM

BOB bank

SWIFT: BHUBBTBT

Development bank

SWIFT: BHDEBTBT

Druk PNB bank

SWIFT: PUNBBTBT

Tbank

SWIFT: TBBTBTBT

✓ Verified: This entry was personally compiled and reviewed by Milan Ignjatovic using primary sources.

Founder & Sole Curator, Bankinfobook | Master Manager of ICT · Graduated Economist

Last Data Review: January 8, 2026