Verified List of Banks in Bulgaria (2026 Update)
Official Name: Republic of Bulgaria
Capital City: Sofia
Currency: Euro (EUR)

Continent: Europe Country: Bulgaria Total Banks: 23
Sofia anchors the banking landscape of Bulgaria, where Bankinfobook currently verifies 23 institutions as part of the 2026 data review.
Foreign exchange reserves equal roughly 6.01% of GDP, indicating a limited external liquidity buffer relative to economic output. Average inflation is estimated at approximately 2.40%, a useful benchmark for currency and purchasing-power stability in the region. Bulgaria holds 41.04 tonnes of gold reserves, a hard-asset buffer factored into its broader financial resilience profile. The largest commercial bank operating in Bulgaria is UBB bank.
Bulgaria's banking sector shows roughly 100% direct SWIFT/BIC connectivity, corresponding to an 'Integrated' classification under the Bankinfobook Financial Connectivity Index.
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Looking for more details on SWIFT codes? Explore our comprehensive guide to SWIFT Codes Explained.
✓ Verified: This entry was personally compiled and reviewed by Milan Ignjatovic using primary sources.
Founder & Sole Curator, Bankinfobook | Master Manager of ICT · Graduated Economist
Last Data Review: January 30, 2026




