Verified List of Banks in Montenegro (2026 Update)
Official Name: Republic of Montenegro
Capital City: Podgorica
Currency: Euro (EUR)
Continent: Europe Country: Monte.. Total Banks: 11
Montenegro's verified banking directory currently spans 11 institutions, centered on Podgorica as the country's main financial center. Entries reflect the 2026 audit.
Montenegro holds 1.09 tonnes of gold reserves, a hard-asset buffer factored into its broader financial resilience profile. Montenegro reports a public debt-to-GDP ratio of approximately 58.3%, against an unemployment rate of 8.49%. Foreign exchange reserves equal roughly 20.39% of GDP, indicating a substantial external liquidity buffer relative to economic output. Montenegro's largest commercial bank is CKB bank.
Montenegro's banking sector shows roughly 100% direct SWIFT/BIC connectivity, corresponding to an 'Integrated' classification under the Bankinfobook Financial Connectivity Index.
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Looking for more details on SWIFT codes? Explore our comprehensive guide to SWIFT Codes Explained.
Addiko bank
SWIFT: HAABMEPG
Adriatic bank
SWIFT: AZMNMEPG
CKB bank
SWIFT: CKBCMEPG
Erste bank
SWIFT: OPPOMEPG
Hipotekarna bank
SWIFT: HBBAMEPG
Lovcen bank
SWIFT: LOVBMEPG
NLB bank
SWIFT: MNBAMEPG
Prva bank
SWIFT: PRVAMEPG
Universal Capital bank
SWIFT: UNCBMEPG
Zapad bank
SWIFT: ZBCGMEPG
Ziraat bank
SWIFT: TCZBMEPG
✓ Verified: This entry was personally compiled and reviewed by Milan Ignjatovic using primary sources.
Founder & Sole Curator, Bankinfobook | Master Manager of ICT · Graduated Economist
Last Data Review: February 5, 2026