Official Name: Republic of North Macedonia

Capital City: Skopje

Currency: Denar (MKD)

North Macedonia National Flag

Continent: Europe Country: N.Mace.. Total Banks: 13

As of our 2026 review, Bankinfobook has verified 13 banking institutions operating in North Macedonia, most based in or near Skopje.

Foreign exchange reserves equal roughly 23.51% of GDP, indicating a substantial external liquidity buffer relative to economic output. North Macedonia reports a public debt-to-GDP ratio of approximately 50.5%, against an unemployment rate of 11.30%.

Our SWIFT-to-Bank analysis places North Macedonia in the 'Integrated' connectivity tier, with 13 of its 13 listed institutions maintaining a direct SWIFT/BIC connection (100%).

Looking for more details on SWIFT codes? Explore our comprehensive guide to SWIFT Codes Explained.


Alta bank

SWIFT: STBBMK22

Capital bank

SWIFT: INPBMK21

Halk bank

SWIFT: EXPCMK22

Komercijalna bank

SWIFT: KOBSMK2X

Kooperativna bank

SWIFT: CECBMK22

NLB bank

SWIFT: TUTNMK22

ProCredit bank

SWIFT: PRBUMK22

Razvojna bank

SWIFT: MBDPMK22

Silk Road bank

SWIFT: KRSKMK2X

Sparkasse bank

SWIFT: INSBMK22

Stopanska Skopje bank

SWIFT: STOBMK2X

TTK bank

SWIFT: TTXBMK2X

Uni bank

SWIFT: UIBMMK22

✓ Verified: This entry was personally compiled and reviewed by Milan Ignjatovic using primary sources.

Founder & Sole Curator, Bankinfobook | Master Manager of ICT · Graduated Economist

Last Data Review: February 5, 2026