The U.S. Banking System: SWIFT Connectivity & Regional Disparities

While thousands of regional and community banks form the backbone of the United States financial ecosystem, their ability to directly interface with the global economy varies dramatically by state.

Through meticulous verification of regulatory filings and global routing networks, this index tracks the SWIFT-to-Bank Connectivity Ratio across all 50 states and Washington, D.C. This metric reveals which state banking sectors are directly plugged into international trade, clearing, and cross-border settlement corridors and which regions rely heavily on upstream correspondent banking hubs.

State-by-State Connectivity Metrics

The table breaks down the total number of operational banks per state against the number of unique, active financial institutions holding a directly registered SWIFT BIC.