Verified List of Banks in Cook Islands (2026 Update)
Official Name: Cook Islands
Capital City: Avarua
Currency: New Zealand dollar (NZD)

Continent: Ocean. Country: C. Isla.. Total Banks: 4
Welcome to the bankinfobook directory of financial institutions in Cook Islands. Below is the verified list of 4 banks operating in Avarua and throughout the region, audited and cross-referenced for 2026.
Cook Islands has a population of approximately 17,300, offering scale context for its 4 listed banking institutions. The average income level sits at approximately 1,730.00 USD, relevant context alongside the country's banking infrastructure. Average inflation is estimated at approximately 2.50%, a useful benchmark for currency and purchasing-power stability in the region. BSP bank is recognized as the largest commercial bank serving Cook Islands.
Direct SWIFT/BIC connectivity across Cook Islands's banking sector runs at approximately 100%, an 'Integrated' rating on our Financial Connectivity Index.
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Looking for more details on SWIFT codes? Explore our comprehensive guide to SWIFT Codes Explained.
✓ Verified: This entry was personally compiled and reviewed by Milan Ignjatovic using primary sources.
Founder & Sole Curator, Bankinfobook | Master Manager of ICT · Graduated Economist
Last Data Review: March 3, 2026






