Verified List of Banks in Micronesia (2026 Update)
Official Name: Federated States of Micronesia
Capital City: Palikir
Currency: United States dollar (USD)

Continent: Ocean. Country: F.S.Micro. Total Banks: 2
Palikir anchors the banking landscape of Micronesia, where Bankinfobook currently verifies 2 institutions as part of the 2026 data review.
Micronesia reports a public debt-to-GDP ratio of approximately 9.3%, against an unemployment rate of 16.60%. Foreign exchange reserves equal roughly 0% of GDP, indicating a limited external liquidity buffer relative to economic output.
Bankinfobook's connectivity data shows 1 of Micronesia's 2 listed banks hold a direct SWIFT/BIC registration, a 50% ratio consistent with our 'Gated' classification - most institutions depend heavily on intermediary correspondent banks to reach the global SWIFT network.
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✓ Verified: This entry was personally compiled and reviewed by Milan Ignjatovic using primary sources.
Founder & Sole Curator, Bankinfobook | Master Manager of ICT · Graduated Economist
Last Data Review: March 3, 2026
