Verified List of Banks in Zambia (2026 Update)
Official Name: Republic of Zambia
Capital City: Lusaka
Currency: Zambian kwacha (ZMW)
Continent: Africa Country: Zambia Total Banks: 15
Our records for Zambia currently show 15 verified banking institutions, primarily based in and around Lusaka. This listing was last cross-checked against primary sources during the 2026 audit cycle.
Zambia reports a public debt-to-GDP ratio of approximately 110.3%, against an unemployment rate of 9.90%. Zambia holds 3.38 tonnes of gold reserves, a hard-asset buffer factored into its broader financial resilience profile. Foreign exchange reserves equal roughly 24.71% of GDP, indicating a substantial external liquidity buffer relative to economic output. Zanaco bank is recognized as the largest commercial bank serving Zambia.
Bankinfobook estimates 100% SWIFT-to-Bank connectivity for Zambia, placing it in the 'Integrated' tier of our Financial Connectivity Index.
Latest News
Looking for more details on SWIFT codes? Explore our comprehensive guide to SWIFT Codes Explained.
AB bank
SWIFT: ABBAZMLU
ABSA bank
SWIFT: BARCZMLX
Access bank
SWIFT: AZAMZMLU
China bank
SWIFT: BKCHZMLU
Citi bank
SWIFT: CITIZMLU
Ecobank
SWIFT: ECOCZMLU
First Alliance bank
SWIFT: FALLZMLU
First Capital bank
SWIFT: FRCGZMLU
FNB bank
SWIFT: FIRNZMLX
IZB bank
SWIFT: INZAZMLX
Stanbic bank
SWIFT: SBICZMLX
Standard chartered bank
SWIFT: SCBLZMLX
UBA bank
SWIFT: UNAFZMLU
Zanaco bank
SWIFT: ZNCOZMLU
ZICB bank
SWIFT: ZICBZMLU
✓ Verified: This entry was personally compiled and reviewed by Milan Ignjatovic using primary sources.
Founder & Sole Curator, Bankinfobook | Master Manager of ICT · Graduated Economist
Last Data Review: August 2, 2026