List of banks in Zambia

Official Name: Republic of Zambia

Capital City: Lusaka

Currency: Zambian kwacha (ZMW)

Continent: Africa Country: Zambia Total Banks: 15

Our records for Zambia currently show 15 verified banking institutions, primarily based in and around Lusaka. This listing was last cross-checked against primary sources during the 2026 audit cycle.

Zambia reports a public debt-to-GDP ratio of approximately 110.3%, against an unemployment rate of 9.90%. Zambia holds 3.38 tonnes of gold reserves, a hard-asset buffer factored into its broader financial resilience profile.

Direct SWIFT connectivity among Zambia's 15 listed banks stands at 100%, corresponding to a 'Integrated' classification meaning the vast majority of institutions settle cross-border payments directly rather than through intermediary correspondent banks.

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AB bank

SWIFT: ABBAZMLU

ABSA bank

SWIFT: BARCZMLX

Access bank

SWIFT: AZAMZMLU

China bank

SWIFT: BKCHZMLU

Citi bank

SWIFT: CITIZMLU

Ecobank

SWIFT: ECOCZMLU

First Alliance bank

SWIFT: FALLZMLU

First Capital bank

SWIFT: FRCGZMLU

FNB bank

SWIFT: FIRNZMLX

IZB bank

SWIFT: INZAZMLX

Standard chartered bank

SWIFT: SCBLZMLX

Standic bank

SWIFT: SBICZMLX

UBA bank

SWIFT: UNAFZMLU

Zanaco bank

SWIFT: ZNCOZMLU

ZICB bank

SWIFT: ZICBZMLU

✓ Verified: This entry was personally compiled and reviewed by Milan Ignjatovic using primary sources.

Founder & Sole Curator, Bankinfobook | Master Manager of ICT · Graduated Economist

Last Data Review: January 1, 2026

Verified List of Banks in Zambia (2026 Update)